Any Words of Advice from an Expert? Marriage Incompatible?

I won't go into details. But my question is...Do most couples pay for health insurance together? (we are 47-50 years old)





I am frugal, he is beyond that. We have plenty of money and no debt but my husband doesn't want to pay for health insurance and insists that if I want such things I can buy it myself. (we have no employer insurance) I feel taken advantage of and unsafe. We have discussed it repeatedly over the years but nothing changes...I still want it and feel he should share the expense and he still insists it's my problem and he won't buy what he doesn't want.





I am sympathetic that I wouldn't want to have to pay for things I did not want, but I feel it's a necessity and it's uncaring and irresponsible not to have it....HELP! (and in case you're asking ....yes this is typical for all of our spending, I want home insurance, he doesn't, I had to buy every piece of furniture in our house) I am on the verge of leaving, I just can't stand the insecurity.Any Words of Advice from an Expert? Marriage Incompatible?
We have it through my work, so I pay for it.





You know, we are in our upper 40's too, and our health is beginning to show it. I can't imagine not having that safety net in case of major illness or something! My sister just had a hysterectomy, and without insurance, they would have been $40,000 in DEBT!





I urge you to get insurance before something like that happens!Any Words of Advice from an Expert? Marriage Incompatible?
Christine,





it's sounds like you have a pretty ';unique'; situation.





For the life of me, i cannot imagine being in a marriage where everything was not shared equally.
yes we pay together
These are MAJOR differences. It is clear you are on opposite sides of a magnet.





What I sense is that this is driving you to the point of sleeplessness, anger, frustration and feeling abused and thinking you are with a moron. The fact is millions of people are without health insurance. But what gave this Way was that YOU had to personally pay for all the furniture. He ISO not only cheap, it is pathological. He has Great Depression mentality and thinks living in a poverty state is OK when you have money to be minimally comfortable. Yes, normally, whoever works, be it one or both, pay for insurances.





I'd speak to a divorce specialist lawyer and draft a motion to divorce a man WHO has been mentally cruel to you....and yes, mental health sickness gets WORSE over time. This is a no winner for you. He is destroying you and your sense of serenity and safety. This is not talking about demanding diamonds.





Part of your divorce is going to demand the house must be sold so you can get something out of it. YOu arer also eneitled to 1/2 of the value of anyt pensions he has since you married hiunm, if you were working when he was still in school so that you would have support4ed him to get his career in gear, M%26lt;oney market accounts, stocks, money marikets, stocks, IRA, Keough, IRAs, etc. Get The Divorce Handbook.





The furniture is, however, considered a marital asset and he is entitled to 1/2 of the value when the drove motion is filed, despite the fact You and you alone paid for it.





Divorce is necessary for your sanity. By the way, when he gets the need for hospitalization or has serous med expenses, the hospital and MDs WILL go after YOUR account. Get rid of him before that happens and you are bankrupted.





This sounds just like my dad, the cheap dead bastard, who ended health insurance and threemonths later got lung cancer and heart desease. Fool!





By the way, just say that he refuses to pay for any and all insurances which causes you grief, had forefeet to pay for Even one squiggle of furniture, one pot and pan, etc. Mental cruelty communes from what you should claim is hies insults and screaming at you about it constantly whenever you bring UP these mutterer. The insults in public places ( hopfuily you have a witness) and calling you for example an idiot, a moron, etc is mental cruelty.





good luck